Low Cost & Free Medical Clinics

Detailed Information

Coverages Available for Children

Detailed Information

Health Questionnaire Scoring Information

"view the health questionnaire"
Scoring tool (maximum points allowed is 324)
Guide to marking health questionnaire

Health Savings Account (HSA) Information

HSA Information

Dental Options

Individual Dental Options

Resources for Free Prescription Discount Programs

1-800-913-4146
http://www.rx.wa.gov/
http://www.washingtondrugcard.com
http://www.pharmacycard.org

Medicare Plan Information

Offering Medicare Supplement and/or Med Advantage plans with:
Regence BlueShield, Premera, Humana, Group Health and Puget Sound Health Partners

Ken Hart, Medicare Supplement Specialist
Ken's office number (253) 845-9361
Health Insurance Connection, Inc.

Apply online for short term medical

Do you need medical insurance for only 12 months or less? Apply online with Assurant Health.  Best value is "single pay" option. Please call us if you have any questions.
www.stminsurance.com           Agent #: Hart7653

Life Insurance

(253) 848-7653
Have you considered the importance of Life Insurance? 
Call for a no-obligation quote on affordable term life insurance.

Coverage Available for Children (under age 19)

New consumer protections under the Affordable Care Act prevent carriers from discriminating against children because of a pre-existing condition. However, special enrollment periods are allowed. Washington state's 2010 individual plan open-enrollment period was Nov. 1 - Dec.15. During this time, children under age 19 could enroll in an individual health plan with a carrier without having to take a health screen. The next open-enrollment period will be Nov 1 - Dec 15, 2011.

There are some exceptions where parents can apply for coverage anytime in the individual market, such as the birth or adoption of a child or if a child or the parent: is no longer eligible for a state program; loses coverage due to a divorce; loses employer-sponsored coverage; or moves and their plan is not available in where they live.

Options currently available for children outside of open-enrollment:

1. Apple Health for Kids
2. Individual health insurance coverage with Assurant Health
3. Short-term medical plan with Assurant or Regence BlueShield.
4. Beginning December 16, 2010 until the next open enrollment period, children under age 19 can get coverage through the Washington State Health Insurance Pool (WSHIP) or if they qualify, through the new Pre-existing Condition Insurance Plan (PCIP-WA) (to qualify for PCIP-WA you must have been uninsured for at least six months and have an eligible pre-existing medical condition).

Please call our office for more information on any of the options listed above.

Basic Health of Washington State

1-800-660-9840
www.basichealth.hca.wa.gov
            
Basic Health is for Washington State residents who qualify by income (up to 200% of FPL).

Washington State Health Insurance Pool (WSHIP)

1-800-877-5187
www.wship.org

This state instituted health insurance program is designed to provide health insurance for a small percentage of the population who otherwise are medically uninsurable because of pre-existing health problems.  Before you can apply for WSHIP, you must have a letter of denial from a private health insurance company.  Our office can assist you with your application to WSHIP.